Article LibraryDebt Management and Budgeting GuideCredit Cards
Begin Online Most consumers only have to look as far as their mailbox for more credit card offers than they can, or should, accept. Pre-screened, pre-approved credit offers are very convenient. Many cards include rewards programs and other incentives to keep customers charging more and more with a particular card. In spite of the benefits of the cards in your wallet, there are potential problems as well. Learning the discipline necessary to use credit appropriately is one of the most important skills you can develop. The essential information found here will help you do just that.

Save Money on Your Credit Card Bills
Did you know you can save money on Monthly Finance Charges if you pay your bill early? View Article
Shopping for a Credit Card
What's the best credit card deal? Is a lower rate worth the annual fee? Which is better: flight miles, rebate points or low rate? Consider all of these features when selecting the best credit card for you. View Article
Disputing A Credit Card Billing Error
It happens to everyone. Your credit card statement has a mistake on it. Do you know how to correct it? Credit Dispute Remediation View Article
Charge Card, Credit Card, Debit Card: Which One Is Right For You
Charge cards, credit cards and debit cards may look alike, but they offer different services and benefits. Learn the basics of each card and determine which is best for you. View Article
Who Has to Pay the Credit Card Bill?
Do you share a credit card with someone else? Find out what it means to be a joint credit card holder or an authorized user. View Article
Is A Secured Credit Card Right For You
Do you understand the basics of a secured credit card? More importantly, should you be considering one for yourself? View Article
Reduce Your Credit Card Debt And Save Money
Are you only paying the minimum payment each month? If you increased your payment amount every month by as little as $10, you could pay down your debt much faster. View Article
Credit Cards - Understanding Your Statement
Ready to demystify your credit card statement? You may cringe at the thought of opening it each month, but understanding all the numbers and the fine print is important - on both the front and the back. View Article
How Does the Fair Credit and Charge Card Disclosure Act Help You?
All those facts and figures on your credit card statements may be intimidating, but reading and using this information each month helps you stay in control of your finances.Fair Credit Reporting Act Disclosure - Benefits View Article
Prepaid Cards: A Smart Alternative to Credit Cards
A smart alternative to credit cards is a prepaid VISA or MasterCard. The concept is simple: you decide how much money to load onto your card and you can only spend up to that amount, so you're always in control. View Article
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