Protecting Yourself

Article Library Personal Credit Advice Protecting Yourself In many ways, identity theft and identity fraud are the most dangerous threat to any financial portfolio. Everything from mortgage rates to credit card interest are based on information associated with your identity and you have to do anything and everything you can to protect it. At some point, you may be faced with a situation involving your rights as a consumer. This information will help you make sure that your good name stays that way!
Dealing with Debt Collectors - Know Your Rights
	When struggling to get out of debt, it's likely that you may cross paths with a collection agency at some point - a third party agency hired by your creditor to collect on your debt. Some collectors are more aggressive than others. It's important to know your rights as a consumer so that you don't fall victim to an aggressive collector employing unscrupulous methods. If you have past due accounts, it's important to know how to effectively deal with collectors and what recourse you have when confronted with overly aggressive tactics. View Article

Beware Of Fraudulent Companies And Scams
	Don't be a victim of fraud. Learn how to protect your credit and your good name.Understanding Telephone Scams-Mail Scams View Article

Beware of Identity Theft
	Identity theft, or ID theft, is becoming increasingly more prevalent in our society. But what is identity theft and how can it be prevented? Ways to prevent identity theft View Article

Better Business Bureau - When Reputation Matters
	New to the area? Trying a new business? Having trouble resolving a problem? The BBB can help you find reputable companies with which to do business. View Article

What are my Consumer Credit Rights?
	Worried that your employer can take a look at your credit file whenever they feel like it? Well, you shouldn't be. Yes, employers can request a copy of your credit report. But not whenever they want, and not without your permission. Federal law carefully regulates how information about your credit can be used. The two most important laws for you to know about are the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA). View Article


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